Business
Apr 18

Cash Advance Vs. Business Advance

by
James T. Fuller

Good news small business owners! The days of annoying traditional bank operation are over. There is a new system in place that has made it simpler, faster and more cost-efficient than ever to secure business advance for small businesses.


If your business is in need of some extra funding, merchant cash advance may be exactly what you need. Whether your credit score isn’t high enough to secure a business advance or you just need the money immediately, there is no reason to give up hope. With cash advance, United Secure Capital can still help your business grow.

How Does Cash Advance Work?


The cash advance system works with a Merchant your business an upfront sum of money with an agreement to be paid back at a later date. Your business agrees to pay back a certain percentage of future sales which is determined on an individual basis. With United Secure Capital, a portion of your sales will be transferred every week in order to pay back the cash advance.


Research has shown that weekly payments are more likely to prevent negative cash flow rather than paying per month. You can create a payment plan that is most suited for the success of your business. This could come from monthly credit card percentages or even percentages of future sales.

cash advance growth

Benefits of Business Cash Advance Over Bank Traditional


  • No collateral agreement is required when you apply for a business advance. If for some reason your business is unable to repay your assets will never be at risk
  • No interest rate
  • No fixed monthly rate
  • Repayment is made automatically through bank account withdrawal
  • Sets up very good cash flow, allowing you to expand your business utilizing funds that are easily accessible.
  • Advances are usually made within 24 hours of applying, giving you very quick access to the money and requiring little paperwork
  • If your credit score isn’t good enough for a bank you can still apply for a small business advances



When Can Cash advance Help Your Business?


Nearly every small business needs a little extra funding from time to time. And this is especially true if your company is just starting out, or if you’re taking on a new challenge. A merchant cash advance is a quick source of short-term financing for a small business merchant with an immediate need for cash.


If your business is looking to expand or make a big purchase in order to advance your sales but the immediate costs are out of reach, a cash advance would work perfectly for you. By purchasing the equipment needed to expand, your company’s sales will improve and therefore you will be able to pay off your advance quickly.

Another case where a business could greatly use a cash advance is where your business is struggling to keep up with everyday expenses and operational needs. When your business is granted a cash advance you will be able to purchase vital inventory and keep up with paychecks which is crucial for keeping your sales up. Whatever your business needs may be, United Secure Capital is here to help keep your business running smoothly and entitling your business to grow and flourish.


Stay informed

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