Terms & Conditions

These terms and conditions outline the rules and regulations for the use of United Secured Capital, LLC's website and services.

Last Updated: January 1, 2025

Introduction

Welcome to United Secured Capital, LLC. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access our website or use our services.

United Secured Capital, LLC ("we," "us," or "our") reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

Definitions

  • "Company" refers to United Secured Capital, LLC
  • "User," "you," or "your" refers to the individual or entity using our services
  • "Services" refers to all products, services, and solutions the brokerage and referral services provided by USC
  • "Website" refers to our online platform and all associated web pages
  • "Application" refers to any funding application or request submitted through our platform

Use of Services

Eligibility

To use our services, you must:

  • Be at least 18 years old
  • Have the legal authority to enter into binding agreements
  • Operate a legitimate business entity
  • Provide accurate and complete information
  • Comply with all applicable laws and regulations

Prohibited Uses

You may not use our services to:

  • Engage in any illegal or fraudulent activities
  • Submit false or misleading information
  • Violate any applicable laws or regulations
  • Interfere with the proper functioning of our website
  • Attempt to gain unauthorized access to our systems
  • Use our services for any purpose other than obtaining business funding

Application Process

Application Submission

When you submit a funding application, you represent and warrant that all information provided is true, accurate, and complete. You authorize us to verify the information provided and to obtain additional information as necessary to process your application.

No Guarantee of Approval

Submission of an application does not guarantee approval for funding. We reserve the right to approve or deny any application at our sole discretion. Our decision-making process considers various factors including but not limited to creditworthiness, business viability, and compliance.

Application Fees

We do not charge application fees.

Funding Terms

Funding Agreements

If your application is approved, you will receive a separate funding agreement that outlines the specific terms of your funding, including repayment terms, fees, and other conditions. The funding agreement will supersede these general Terms with respect to the specific funding transaction.

Repayment Obligations

You agree to repay all funded amounts according to the terms specified in your funding agreement. Failure to make payments as agreed may result in additional fees and potential legal action.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Intellectual Property

The content, features, and functionality of our website are owned by United Secured Capital, LLC and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission.

Disclaimers

No Financial Advice

USC decides only whether to present a file to funders; funders make approval decisions, issue the funding agreement, and disclose. their own fees; repayment obligations run to the funder. Add definitions for USC's broker role and "Funder." We do not provide financial, legal, or tax advice. You should consult with qualified professionals regarding your specific financial situation.

Website Availability

We strive to maintain our website's availability but do not guarantee uninterrupted access. We may temporarily suspend access for maintenance, updates, or other operational reasons.

Limitation of Liability

To the maximum extent permitted by law, United Secured Capital, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount of fees paid by you to us in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless United Secured Capital, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York.

Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. The unenforceable provision shall be replaced with an enforceable provision that most closely reflects the original intent.

Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.